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Do More With Your MESP Account

You took the first step to prepare for your child's college education when you opened your MESP account. Don't stop there. Consider making an additional contribution today. Greater contributions may mean you can actually invest less over the long term to meet your savings goal. This may not be the case if you have negative performance. See how this works.

Consider setting up the Automatic Contribution Plan (PDF, 157KB) or Payroll Deduction Plan (PDF, 60KB). These two options make it easy for you to contribute on a regular basis.

And did you know that you can set-up an account for an additional beneficiary and change address or e-mail address online?

Periodically Review Your Investments

It's a good idea to periodically re-evaluate your investment strategy as your goals, investment horizon, and personal situation change -- for example, annually at tax time, on a yearly basis if your income changes, upon receiving a gift or inheritance, or upon the birth of another child.

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WE'RE HERE TO HELP

Are your savings keeping up?
Use our calculator to see how much more you need to contribute to meet your savings goal.

If you would like to receive MESP updates, please provide us with your contact information.

Join an ACCOUNT OWNERS WEBINAR the second Tuesday of the month, at noon. Sign up and stay current with MESP.

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TELL A FRIEND


	Let a friend know about the Michigan Education Savings Program.

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	Questions? Call 1-877-861-6377

	Michigan Education Trust

The tax information contained on the Michigan Education Savings Program (MESP) Web site is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. It was written to support the promotion of the products and services addressed in the Web site. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

Consider the investment objectives, risks, charges and expenses before investing in the Michigan Education Savings Program. Please call toll-free 1(877) 861-6377 for a Disclosure Booklet containing this information. Read it carefully.

Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state's 529 plan.

TIAA-CREF Individual & Institutional Services, LLC, distributes MESP. The State of Michigan, its agencies, TIAA-CREF Tuition Financing, Inc., Teachers Insurance and Annuity Association of America and its affiliates do not insure any account or guarantee its principal or investment return except for TIAA-CREF Life Insurance Company's guarantee to MESP under the funding agreement for the Principal Plus Interest Option. Account value will fluctuate based upon a number of factors, including general market conditions.

Investment management, program administration and distribution of The Michigan Education Trust (MET) program is provided solely by the Michigan Department of Treasury. MET is not managed by TIAA-CREF Tuition Financing, Inc. nor is it distributed by TIAA-CREF Individual & Institutional Services, LLC.

The MESP Web site contains links to other Web sites. Neither MESP nor TIAA-CREF Tuition Financing, Inc. and its affiliates are responsible for the content of those other Web sites. The accuracy of information on those sites cannot be confirmed.