Michigan Education Savings Program (MESP)

Employers & Organizations

Join the 1,300+ companies participating in MESP at Work

On June 15th, 2020, Michigan Education Savings Program changed to a new administrative platform:

Any direct deposit contributions established under the old record keeper will be rejected and returned unless direct deposit contributions are re-established. Impacted account owners who contribute through payroll direct deposit should have received a letter containing instructions to update payroll instructions. If you did not receive this letter, please contact us at 1-877-861-6377.

Families understand the lifetime benefits of a higher education. With the rising costs of tuition and other higher education expenses, helping your employees save for this future investment is a wonderful benefit to offer.

How to Get Started

Administering MESP in your workplace is free and easy – get started by learning more below or download the Employer Payroll Guide.


A New Employee Benefit at No Cost to You

You want more ways to differentiate and enhance your employee benefits package. With automatic payroll direct deposit, your employees get a hassle-free opportunity to save for their loved one’s higher education expenses through low, budget-friendly minimums ($15 per pay period) that make saving easy. And the best part? It costs you nothing and creates no additional administrative burdens. In fact, we do all the work.

Check out the step by step payroll guides and free digital tools to help introduce MESP to your employees.


Call Us: 1-877-861-MESP

Monday to Friday
8:00 AM to 8:00 PM ET

I would like Jennifer or Mary to contact me about (check all that apply):

Jennifer Uhlar
Mary Greener

Jennifer Uhlar
MESP Detroit College Savings Consultant

Mary Greener
MESP Lansing College Savings Consultant

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You are probably familiar with 401(k), 403(b) or Roth IRA plans for retirement, MESP is similar, but it’s used to save for higher education expenses. With tax advantages for Michigan residents, an easy-to-use digital interface and 18 investment options, MESP makes saving affordable and accessible.


College Savings is an issue families care passionately about. Make MESP a critical addition to your Financial Wellness program. 


College Savings – A critical addition to your Financial Wellness program

A Passionate Concern of Your Employees

It’s an understatement to say that college savings is an important financial goal for families with children. “We see it firsthand every time we host a workshop for employees,” said Jennifer Uhlar, MESP College Savings Consultant with TIAA-CREF Tuition Financing, Inc. “We are talking about an issue that is top of mind for parents, grandparents, aunts, uncles etc. Seeing the next generation succeed is very near and dear to the heart.”

Families understand the importance of a higher education to the future of their children and other loved ones. Studies show there is a clear hierarchy in both income level and growth rate of income as the level of education increases. Even “some higher education”, or an incomplete bachelor’s degree, provides a higher level of income than graduating from high school alone. As a result, the demand for higher education continues to rise while student loan debt has skyrocketed.

For many families, higher education is the gateway to the American Dream. MESP can help your employees accomplish their higher education savings goals and turn dreams into reality.

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